Bakery

Finance

The step-by-step system to take control of your bakery’s numbers, boost profits, and make smarter decisions — using our proven PROFIT Framework.

Tired of sifting through flour and doubt, wondering why your bank account isn't cha-chinging like those 'Instagram Famous' bakeries?

LISTEN UP!


You know your pastries are world-class, but your bank account isn't exactly rising like your signature sourdough. 

Why is that? 

Why do some bakeries pull in customers and cash like they've got a money magnet in their oven, while you're left scraping dough off your counter AND your balance sheet?

The secret sauce—or shall we say, the 'secret icing'? 

It's NOT about who has the best piping technique or the flakiest croissants.

It's about knowing the BUSINESS of bakery ownership. 


The food industry is notoriously difficult to succeed in.

Profit margins are razor-thin.


(The average bakery nets about a 5-10% profit ... meaning for every $1 your business brings in, you get to keep 5-10 cents.)


You could be the most talented pastry chef out there baking incredible artisan sourdough breads, constructing the perfect heirloom apple tarts, or hand-decorating the most gorgeous, intricate wedding cakes… 


 ... yet, you could still not make it in the competitive baking industry.



Take A Look At This:

Our 2017 income statement (left image below) shows we LOST money ... spent WAY too much on ingredients and supplies, blew our overhead budget out of the water, and made TONS of other mistakes when it came to managing our finances

(not to mention I wasn't even getting paid...ugh)

Contrast that to a couple years later...(right image shows our 2023 P&L) where our bakery had an extremely predictable budget that helps us grow with confidence - investing in our team, equipment, marketing, and other key areas that help us expand our business with less stress. All while doing things like rewarding our team with annual bonuses, paying off business loans with ease, and paying ourselves a fair and living wage every two weeks so we can support our families and rely on the income from our business!

This is a formula we've been able to repeat year after year as our business has grown. 

Even more important - we understand exactly what levers to pull when things start to go out of alignment - so we are never left with stressful financial "surprises" at the end of the quarter or year. 

Plus, when inevitable emergencies or unexpected expenses DO arise (because they will!) ... we already have a comfortable savings cushion we've built up - so we can sleep easier at night knowing we are in a strong and stable financial position.

Nothing can compare to the feeling of predictability and stability when it comes to your business finances!

SOUND FAMILIAR?

You're knee-deep in product production, and can barely find time to fit in customer service, marketing, and admin duties ... let alone learn how to properly manage your business finances.

You are spread super thin, and are tired of sacrificing time with your friends and family (yet again)

to be stuck in the kitchen or at your laptop scrambling to catch up on paperwork.

You absolutely adore your customers, and wish you had the capacity to focus more on the "fun" parts of your job—you just don’t want to work even MORE hours, or take on the risk & expense of hiring a huge team.

If you're really being honest with yourself...

You know you need to be focused on "the business side of things" just as much as your amazing products BUT...


You’re feeling stuck, overwhelmed and distracted. 


 You barely have time to keep up with production ... and it's really starting to catch up with you.

I see you.

It can be scary to look critically at your business finances, because the picture miiiiight not be so pretty. 

Not to mention - the thought of taking corrective action is overwhelming and often confusing.

Where do you even start?

It's often easier to just keep baking ... not worry too much about "the numbers", and cross your fingers that you'll scrape by another month.

I mean...it's sort of worked so far ... 

But just for a second, I want you to imagine what it would be like to... 

Earn consistent income in your business... 

Be able to call your shots, and predict your revenue and profits every single month...

Stop worrying about whether you can pay your vendors, make the rent payment, or afford payroll this week...

Pay yourself a consistent salary and living wage ... so that you can support your family, stop working ALL the time, and truly enjoy running your business...

Save for emergencies & rainy days, so you're not constantly worried that the next surprise repair is going to put you out of business...

It's time...and you're ready.

You Have To Get Serious About Your Business Finances.

If you don't, you're never going to get past feeling over-worked, burned out, and under-paid.


(Believe me - I've been there!)

Here's what I've learned about running a profitable bakery business...


Call them my "Secret Ingredients"

Ingredient #1: 

Your Menu

There's a formula to designing a well-rounded, profitable menu that delights your customers, and that sells out on a consistent basis.


It's important to consider things like what you WANT to bake, and what your customers are asking for...


BUT - it's ALSO important to create a robust & diverse menu that helps you hit your revenue goals within the context of your production capacity (even through seasonal slumps and crazy-busy holiday times)

Ingredient #2: 

Your Bakery Budget

So, you've got a killer menu that sells like hotcakes, and you can barely keep up with production because you're constantly selling out. 


Problem solved, right?


Slow down there, ma'am!


Revenue is only one side of the profitability equation. Without a solid budget for your bakery business, all that cash you're bringing in will go RIGHT back out the door...leaving you with zero profit at the end of the month.


You need a comprehensive business budget that covers ALL your expenses across the three main bakery cost categories: ingredients/supplies, labor, & overhead 


You also need to understand what levers to pull if (and when!) your budget starts to go off the rails. 


The goal is to eliminate financial surprises and have a solid plan for what needs to happen with your money every single month.

Ingredient #3: 

The Sales Plan

So - you've developed & priced your bakery menu AND created a comprehensive bakery budget ... you go girl!


BUUUUT .... you're not done yet!


One of the key components of operating a financially successful bakery that I notice most folks missing is this:


Creating Your Sales Plan


Sure, it's important to make sure your menu is well-rounded & priced correctly.


And of course, It's also important to have a comprehensive budget you stick to every month.


The final piece of the puzzle is understanding of how much VOLUME your bakery needs to do in order to help you achieve your revenue goals 


(aka - how much product do I actually have to sell to make this thing work?!)


If you're still struggling to make ends meet each month even though you've accurately priced your menu and created a solid bakery budget - then you need a sales plan!


Creating a plan for how much product you need to sell each month (and having an accountability plan in place to check in on your progress) is absolutely key when it comes to growing your bakery business.

Ready to turn this ship around?

Imagine the freedom you'll feel when you finally have your bakery finances under control...

You'll be able to generate predictable revenue in your business month after month, with an action-plan to scale and grow (when you're ready)

You'll have a solid base of customer "superfans" who love your business, buy from you again and again, and refer you to all their friends and family

You'll be building a business that feels exciting and creatively fulfilling, while also being a reliable source of income for you and your family.

Sound too good to be true?

It's not.

...I know because I’ve done it, and I’ve taught hundreds of other bakery owners to do it, as well


 And I can’t wait to show YOU how to do it too.

"In two months, we grossed $44k!"

"I took the class at the beginning of 2020 (right around the time all of this COVID started happening) in preparation to opening my bakery. 

We work out of a commissary kitchen and do late night dessert delivery - my city has loved it!

In just two months we have grossed $44,000. Before we launched I made sure all of my margins were looking good before going into something I had no clue about.

You will enjoy this course! Don’t let what’s happening in the world devalue just how important a delicious baked treat is. "

"My candy business is doing better than ever!"

"Meg is passionate about helping new bakers by teaching pricing basics & bakery finance education. Good class for any food based biz, my candy biz really benefitted from the insights & experience that Meg shared."

But wait, have we officially met?

Hey, I'm Meg Svec!

My sister Molly and I started our bakery (Spilt Milk Pastry) in 2014, baking overnight in a shared kitchen space in Chicago. 

We sold our pastries at local farmers markets, and baked for weddings & events.

In 2016, we opened our first brick & mortar bakery storefront in Oak Park, IL. We absolutely LOVE our bakery, and I pinch myself every day that I get to do this work!

After getting questions from other aspiring bakery owners about “how we did it”, I decided to start Bakery Business Academy in 2019. Conversations over coffee and long email exchanges with strangers turned into a thriving online community of fellow bakers that I am honored to be a part of!

Since we opened our bakery, we've been through *many* iterations of the business ... trying to piece together how to grow a profitable bakery, without sacrificing time with our family.


(Molly and I have 4 kiddos between us)


We have learned plenty of lessons along the way - especially on the importance of putting strong financial systems in place to help ensure profitability & growth.

Now, Molly and I are the proud owners of an independently-owned, community-minded bakery that grosses over $1.5 million in revenue every year, and employs 20+ talented hospitality professionals.


We are able to do what we LOVE every day, and find that balance of family + friend time that works for us!

I share all of that not to brag on our success or sell you some generic "zero to million dollars a year" story (because that's not realistic!!)


...BUT rather to show you what’s possible when you follow a system that works.


After nearly a decade in the bakery biz, and after helping hundreds of bakers launch & grow their businesses—I’m more dedicated than ever to helping YOU reclaim your time, have more freedom, and make a bigger impact in the world! 

let me introduce you to...

Bakery Finance Essentials

The step-by-step system to take control of your bakery’s numbers, boost profits, and make smarter decisions — using our proven PROFIT Framework

One-Time Tuition Payment: $997

Split-Pay Options Available at Checkout

The secret sauce behind BFE?

It’s our PROFIT Framework — our signature step-by-step system that helps bakery owners get clear on

their numbers, make data-driven decisions, and build a business that actually pays you well.

Instead of staring at spreadsheets you don't understand for hours on end, second-guessing your pricing, or feeling lost in the weeds … instead, you'll follow a simple roadmap designed specifically for small bakery businesses — so you can earn more, spend smarter, and finally feel in control


The PROFIT Framework teaches you to optimize these six key foundational elements of operating a profitable & sustainable bakery business:

P - Pricing & Products

R - Revenue Strategy

O - Operations without Overwhelm

F - Financial Clarity

I - Insights & Metrics

T - Traffic & Marketing


"I highly recommend you take all the courses Meg offers - fantastic!"

My partner Katie had years of experience running a donut business before we opened our subscription-based bakery. I was new to the business, and decided to dive into this course - and I'm so glad I did!


Why not learn from someone who has the real-life experience? I highly recommend!

"I saved so much time and money by taking the time to understand my numbers & get this right from Day One."

I joined Meg's course in preparation for opening our hybrid bakery/cafe and gift shop in Frankfort, KY. She worked with me every step of the way to teach us how to set up our bakery budget, design and price our menu, and focus on marketing activities that actually get results (and not just waste our time!)


Meg is so helpful and the information she teaches in her courses is easy to understand and so critical for any new business owner. I am so glad I did this course from the start!

Here's what's waiting for you inside Bakery Finance Essentials...

MODULE ONE

Pricing & Products

In this module, you'll learn:


To design a menu that sells - built with a profit-first mindset. You'll perform a detailed cost analysis for all your recipes, and price your products consistently & with confidence.


Includes a BASIC and ADVANCED recipe costing templates plus our "Menu Mix" Planner - with clear instructions for how to use these templates whether you’re doing “off the shelf” baked goods OR custom orders/work.

NEW for 2026: Exclusive "sneak peek" preview to our new Recipe Costing Tool so you can manage your recipe costs on an ongoing basis as your business grows

MODULE TWO

Revenue Strategy

In this module, you'll learn:


To set clear, achievable revenue goals based on your real costs, break-even targets, and ideal product mix - so you know exactly how much you have to sell each week & each month.


Includes plug-and-play breakeven calculators and lifetime access to our new interactive Bakery Budget Helper tool

MODULE THREE

Operations

In this module, you'll learn:


To operate an efficient kitchen that maximizes your labor budget. You'll create a streamlined back-of-house system using prep lists, efficient scheduling, and production plans that reduce waste, save time, and keep your kitchen running smoothly and on-budget


Includes labor forecasting tools & templates, a time study exercise, production schedule resource, and prep list templates

MODULE FOUR

Financial Clarity

In this module, you'll learn:


To create a comprehensive bakery budget, and to read and review your financial reports with confidence. You'll make smart, data-driven decisions about spending & saving.


Includes our basic P&L template, annual cash flow analysis template, budget variance report template, and custom bakery AI tools for analyzing financial reports on auto-pilot every month

MODULE FIVE

Insights & Metrics

In this module, you'll learn:


To track & interpret weekly performance metrics that matter to YOUR unique business model and goals so you can identify trends, troubleshoot quickly, and stay on track toward achieving your long-term financial objectives.


Includes custom KPI tracker templates + custom AI tools for creating smart tracking goals.

MODULE SIX

Traffic & Marketing

In this module, you'll learn:


To design simple, high-impact promotions and marketing campaigns that drive customer traffic, boost order volume, and align with your sales goals - without needing to be online 24/7.


Includes sales campaign planners & annual promo calendar template, email & social promo swipe files, and more marketing tools to streamline your promo systems with ease.

And you'll be supported every step of the way...

Got questions along the way? Of course you do! 

Get priority access to email support directly from BBA Co-Founders Meg & Molly Svec for 12 weeks - included in your course enrollment FOR FREE!

Whether it's feedback on your pricing, questions about how to use a spreadsheet, or clarity on the course content ... you can rest easy knowing we're just an email message away

PLUS - take advantage of these additional bonuses when you enroll in Bakery Finance Essentials today:

Tools, Templates, Spreadsheets, & More

$2,000+ VALUE

All the spreadsheets, tools, and templates you need to quickly & easily implement the course lessons in your own business. Save time and stop reinventing the wheel  

I created these assets and use them DAILY to operate our bakery, and I'm sharing these exact tools with you in the course!

NEW for 2026 - we've added a suite of customizable AI prompts and interactive micro-tools to make it even easier to get financial clarity and run your bakery business like a pro.

Current BFE students will be auto-upgraded to the new program in February, 2026!
Bonus Training: 
Business Finance 101

$297 VALUE

Daliah Fritz is the founder & CEO of Fritz Financial Solutions, and manages all our accounting, bookkeeping, AP/AR, and more for Spilt Milk. 

She and her team oversee millions of dollars of transactions for everything from small "mom & pop" shops to huge multi-national corporations. Let me tell you - Daliah knows her stuff when it comes to managing business finances!

Daliah taught a LIVE introductory finance workshop to the Bakery Business Academy community, and it is packed with valuable financial training & tools for small business owners.

If you feel "lost in the woods" when it comes to your business finances - this is a must watch!

One-Time Tuition Payment: $997

Split-Pay Options Available at Checkout

More love from our former students... 

IF YOU'RE NOT HAPPY, THEN I'M NOT HAPPY!

I’m a small business owner just like you ... so, I understand that you work hard for your money and don’t want to waste it on products and programs that don't meet your expectations.

I also know that bakery owners who sign up for this program, do the work, and implement these strategies + techniques will be thrilled with their results!

While I can't guarantee you'll be retired on a tropical island any time soon, I do guarantee you will be satisfied with the quality of the course materials, workshops, and support you receive in this program...plus the enormous amount of time, energy, and stress this will save you as you grow your business!

Bottom Line - If you're not happy with the program, e-mail me within 7 days of purchase, and I will issue you a full refund - no questions asked.

SO WHAT HAPPENS NEXT?

Here's how it works:

As soon as you enroll, you’ll be sent a welcome email with login info to access the Bakery Finance Essentials e-course online. 

You can start watching the video lessons & implementing the recommended homework right away.

Reach out at any time with questions, or to get additional support & guidance as you implement the lessons. 

Don't forget - you have 12 weeks of dedicated priority email support included with your course enrollment!

I'VE GOT A'S FOR YOUR Q'S

FAQs:

  • WHAT EXACTLY IS INCLUDED WITH THE PROGRAM?
    ONE - The Complete Bakery Finance Essentials E-Course: My advanced bakery business finance course for folks who are ready to transform their business from "struggling to survive" to "profitability machine"!

    You get all the video lessons, templates, calculators, done-for-you marketing materials, and more.

    TWO - Email Support: Got questions along the way? Of course you do! Get priority access to email support directly from Meg for 12 weeks - included in your course enrollment FOR FREE!
  • IS THIS PROGRAM LIVE, OR PRE-RECORDED?
    All of the class materials are pre-recorded, and this is a self-paced program you can watch at your convenience. Your access to the program doesn't expire, so you can watch again and again if you need a refresher on the materials.

    If you have questions along the way or need help, 12 weeks of priority email support access is included with your course purchase. This gives you a chance to ask questions & dive deeper as you begin applying the course lessons to your own business.
  • WHAT IF I DON'T LIKE THE PROGRAM?
    I stand by my guarantee.

    If (for whatever reason) you decide the program isn't for you, simply email me within 7 days of purchase for a full refund ... no questions asked.

    With that said - I do stand behind my programs 100% and am committed to my students' success. If you need help along the way, please reach out to me! I never want you to feel lost or like you don't have the support you need. I am here to help you every step of the way!

    Our refund rate after serving over 4,000 students since 2020 is less than .01%!!
  • WHAT HAPPENS ONCE I ENROLL?
    As soon as you enroll, you’ll be sent a welcome email with your username and password to access the Bakery Finance Essentials course materials via our course platform, Teachable.

    If you need help getting started, please reach out to us via email and someone will be in touch to assist you.

Not sure if this is the right program for you?

Bakery Finance Essentials is NOT for everyone, so in the interest of respecting your time and resources, I'd like to tell you who will benefit MOST from this program:

Bakery Entrepreneurs who struggle with business profitability, and aren't yet earning a predictable, sustainable profit in their business every month - and who may NOT be paying themselves on a regular basis

  ​New Business Owners who have recently started their bakery, and are eager to get their pricing + financial strategy right from the beginning, so you can start turning a profit as soon as possible

  ​Those who are looking for a program that can grow WITH their business, and receive ongoing support and guidance as they continue to grow

On the flip side, this e-course is probably NOT for you if...

  You're looking only for "theory-based content" that focuses on WHAT to do but fall shy of giving you practical tools to *actually* do it

  Operate your business in the fine dining industry - this program is geared towards those who own bakeries, cafes, coffee shops, homemade candy shops, and other fast-casual or grab-and-go bakery/sweets concepts ... rather than fine dining establishments.

  You aren't ready to address your business numbers head-on. It can be nerve-wrecking to look under the hood and be honest with yourself about your bakery's financial performance - but you have to be willing to rip off the bandaid in order to move forward!

Let's get started!

NOW IS THE TIME FOR YOUR BUSINESS TO THRIVE.

If you price your products correctly, monitor your budget thoughtfully, and focus your energy on production, marketing, & sales... 


You will be able to make the price of this course back in profits ten times over in a matter of weeks. 


You can’t afford NOT to learn the information in this class!

Proven Strategy, Templates & Tools

...and helpful, knowledgable teachers cheering you on!

So...let me ask you this:


Are you ready to build a profitable, sustainable, & successful food business?!


Listen … I get it. 


 Getting a handle on your food business finances does take time and energy.


But ... getting "the money stuff" in order is going to make the difference between chasing your tail, working yourself to the bone, and barely making ends meet … 

 vs. 

 building a sustainable, fun, and profitable business that supports you AND your family. 


 There are SO many talented cooks and chefs out there who make beautiful, delicious, and creative food...but whose businesses are barely scraping by.


Do you ever wonder why that is?


It’s time to stop “flying by the seat of your pants” when it comes to your business finances, and instead put a simple, streamlined process in place that ensures you’re earning a profit, month after month. 


 YOU DESERVE MORE!


Let's work together to get you there.

See you on the inside!

Not sure this program is the right fit for you?


Let's chat!

You can always reach us via email:


hello (at) bakerybusinessacademy (dot) com


...if you have questions or want to chat further about our programs!

Checkout Below to Enroll Today:

  • Total payment
  • 1xBakery Finance Essentials$997
    -+

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Fulfillment & Refund Policy:

Our programs, courses, and templates are all digital in nature. Upon purchase, you will be emailed information about how to access the programs you purchased. All program materials and courses will be delivered digitally. You need a computer with Internet access in order to access these programs.

While many course materials CAN be accessed via phone or tablet, we are unable to support the multitude of devices on the market today. Please access your course materials through a laptop or desktop computer for the best user experience possible.

Refund Policy:

The following digital programs (e-courses) have a 7-day satisfaction guarantee: Business Finance Essentials, Recipe Costing Essentials, Finance Fundamentals for Food Entrepreneurs, The Profitable Pricing Formula for Food Entrepreneurs, Holiday Planning Bootcamp, Business Starter Pack Bundle.

We will issue a refund to you for any reason for these programs, as long as you request a refund within 7 calendar days of your initial purchase date.

To request a refund, email hello@bakerybusinessacademy.com within 7 days of initial purchase. We need your first and last name and email address in order to process your refund requests.

Due to the digital nature of these products, we are not able to issue refunds for our digital templates or our Business Finance Tracking Tools program.

Enrollment in or ticket purchases for any Live, paid workshops hosted by Bakery Business Academy are non-refundable.
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